HEALTH SAVINGS ACCOUNT
Save for healthcare now—and in the future.
An HSA lets eligible members enrolled in a high-deductible health plan set aside pre-tax funds for current or future healthcare expenses.
Open ThrivePass
$4,400 / $4,500individual limit · 2026 / 2027
$8,750 / $9,000family limit · 2026 / 2027
+$1,000age 55+ catch-up contribution
It stays with you
Unused funds roll over every year and the account remains yours if you change employers.
Three tax advantages
Eligible contributions, investment earnings and withdrawals for qualified expenses can all be tax-free.
Eligibility basics
- You must be enrolled in an HSA-qualified high-deductible plan
- You cannot be claimed as someone else's tax dependent
- Conflicting coverage such as Medicare, a medical FSA or certain HRAs can make you ineligible
- A spouse's medical FSA can also affect eligibility